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Strata insurance-appraisal providers in BC

18 insurance-appraisal providers in BC. List last updated October 20, 2026.

18 of 18 insurance-appraisal providers

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18 of 18 insurance-appraisal providers

Surrey officeDistance not statedYears not stated778-900-1725
Services
  • Insurance replacement-cost valuations

AV Appraisals provides strata depreciation reports and insurance appraisals from Surrey. Its website distinguishes province-wide coverage for those services from the more local coverage of its market-value appraisal practice. Depreciation reports cover the inventory and future maintenance or replacement of strata assets and financial planning for the contingency reserve fund. Insurance appraisals address replacement cost rather than a property's sale value. Published strata property types include high- and low-rise condominiums, townhouses, bare-land and mixed-use properties. The company supplies a Surrey office address, phone and general email. Claimed appraisal designations and reporting standards are not treated as an independent check of the proposed report author's current qualifications.

No Google reviews yet
Victoria officeDistance not statedYears not stated250-514-3486
Services
  • Replacement-cost-new insurance valuations
  • Residential-property insurance appraisals
  • Commercial-property insurance appraisals

Bell Real Estate Consultants prepares replacement-cost insurance appraisals for residential and commercial real estate. Its current company website describes replacement-cost-new analysis, while its VISOA member profile identifies strata condominiums, townhomes, small duplex-to-fourplex stratas and cooperative housing among the property types served. Keith Bell is listed as owner and consultant, with a Victoria-area contact and published coverage across Vancouver Island, the Gulf Islands and the Lower Mainland. The association profile offers a no-obligation quote and claims errors-and-omissions insurance; those are not independent qualification checks. Coast Strata's company history says it acquired Bell's depreciation-report portfolio; Bell's current service is insurance appraisals.

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Salmon Arm officeDistance not stated15 years in business877-450-8303
Services

    Clarity Appraisals provides strata depreciation reports and insurance replacement-cost appraisals from its Salmon Arm office. The depreciation service reviews building components, strata financial information and repair estimates, with budgeting advice and report reviews also available. Its website states coverage throughout BC. The company publishes a toll-free number and general email. It is a separate company from the similarly named Clarity Reserve Solutions/NLD listing in Burnaby, so their contacts and histories are not combined.

    Burnaby officeDistance not stated37 years in business604-638-1041
    Services

      Clarity Reserve Solutions, also identified on its website as NLD Consulting, prepares depreciation reports and replacement-cost insurance valuations for strata corporations. Its published property types include townhouses, low-rise and high-rise buildings, bare-land stratas and mixed-use developments. Electrical planning reports and EV-ready plans are offered with electrical engineering partners. The website lists BC-wide regions and a Burnaby head office.

      Victoria officeDistance not statedYears not stated250-388-9151
      Services
      • Insurance valuations
      • Multi-family and commercial strata properties

      Coast Appraisals provides residential and commercial valuation services, including insurance valuations for multi-family and commercial strata properties. Its company-published coverage includes Vancouver Island, the Gulf Islands and the Lower Mainland. Insurance replacement-cost valuation is distinct from market-value work for financing, sales or estates; the checked pages do not establish a depreciation-report service. Coast identifies Victoria, Vancouver, Nanaimo and Comox mailing addresses and labels them mail-only, with remote operations. The listing therefore does not imply a walk-in office. Coast Appraisals is a trade name of Coast Property Appraisals Ltd.; the company's history as a credit-union appraisal operation is separate from incorporation or registry dates.

      Victoria officeDistance not stated52 years in business250-388-6242
      Services

        D.R. Coell & Associates prepares depreciation reports and insurance replacement-cost appraisals from its Victoria office. Depreciation reports include common-component inventories, condition and useful-life estimates, repair costs and long-term funding scenarios. Insurance work includes inspection, demolition and debris-removal costs, and reconstruction considerations; it is separate from the firm's market-value practice. The company states BC and Alberta coverage for these reports and traces its business history to 1974. Its public office phone and quote form are used for inquiries.

        Vernon officeDistance not stated43 years in business250-542-2222
        Services
        • Replacement cost insurance appraisals
        • Strata reports

        Dedora Schoenne is a Vernon real estate appraisal and consulting firm serving the Okanagan and BC Interior. Its site says it prepares replacement cost estimates for insurance, often called insurance appraisals, and lists strata reports among its services.

        Kelowna officeDistance not stated26 years in business250-860-4400
        Services

          Dream Home Group provides depreciation reports, reserve-fund planning and insurance replacement-cost appraisals for strata and condominium properties. Founder Brian Hill describes appraisal work since 1986 and dates Dream Home Appraisal's operation to 2000; those dates are company history, not a registration date. The firm publishes a Kelowna contact address, mobile phone and general email, and describes service throughout BC. Its reserve-planning page offers full-service reports or software with assistance for client-prepared plans. Councils should confirm who will prepare the report and their qualifications. The electrical-planning page seeks referral partners rather than offering an established in-house report service.

          Chilliwack officeDistance not stated71 years in business604-792-2133
          Services
          • Replacement cost appraisals

          Fraser Valley Appraisals is a Chilliwack appraisal firm covering residential, commercial, industrial and multi-family property. Its site says it also prepares replacement cost insurance appraisals and depreciation reports for strata corporations in the Fraser Valley.

          Comox Valley officeDistance not statedYears not stated250-465-8148
          Services
          • Insurance replacement-cost reports

          Gerritsen Brooks Appraisals provides reserve-fund planning and real-estate valuation from the Comox Valley. Its company page lists strata depreciation reports and insurance replacement-cost reports separately from residential and commercial market appraisals. Reserve studies address asset inventories, expected repair or replacement timing, cost estimates and future reserve contributions. Insurance reports estimate rebuilding costs for coverage decisions rather than a property's sale value. The firm publishes Vancouver Island coverage, a service phone, general email and online report-order form, but does not publish an office street address on that page. Confirm the report author's current appraisal designations before an engagement.

          No Google reviews yet
          Kelowna officeDistance not statedYears not stated250-562-6700
          Services
          • Insurance replacement-cost appraisals

          Guardian Insurance Appraisals prepares insurance replacement-cost appraisals and depreciation reports for residential and commercial strata corporations and other property owners. Its published property types also include institutional and municipal buildings, agricultural improvements and recreational properties. The company describes BC-wide service, with a detailed Okanagan and Interior community list. Its Kelowna address is explicitly a virtual office and appointments should be arranged through the published phone or general email. The team's appraisal and reserve-planning designations are company claims; report-author standing has not been independently checked.

          Courtenay officeDistance not statedYears not stated250-338-7323
          Services
          • Replacement-cost valuations

          Jackson & Associates is a Courtenay valuation and advisory firm offering strata depreciation reports and insurance replacement-cost appraisals. Its depreciation service includes a site review, common-asset inventory, repair and replacement forecasts, and funding models for council budgeting. Insurance valuations are a separate service from market-value appraisals used for sales or financing. The current dedicated depreciation page identifies Vancouver Island and Sunshine Coast coverage, including Courtenay, Comox, Campbell River, Nanaimo and Port Alberni. The firm is a Verra Group Valuation affiliate; that affiliation is not treated as proof of an office in every affiliate city. Its quote email and Courtenay office are company-published.

          No Google reviews yet
          Kelowna officeDistance not stated53 years in business250-763-2236
          Services
          • Replacement-cost appraisals

          Kent-Macpherson is a Kelowna appraisal and consulting firm with published depreciation-report and insurance-appraisal services. Its depreciation work addresses common-property inventories, expected maintenance and replacement costs, and contingency-reserve funding models. The company describes the report as a financial planning document, not a detailed technical audit. Insurance appraisals address replacement cost and are separate from its commercial market valuations, property-tax work and other advisory services. The firm says it was established in 1973; its registry record is reported separately. Councils can use the published Kelowna office phone or contact form to confirm property scope, travel and deliverables. Historical regulatory FAQs are not repeated as current legal advice.

          Normac

          Strata
          4.88 reviews
          Vancouver officeDistance not stated28 years in business604-221-8258
          Services

            Normac specializes in insurance appraisals that estimate a property's total replacement cost. Its website describes three-year appraisal programs with valuation updates, and publishes BC contacts in Vancouver and Kelowna. The service is distinct from a market-value appraisal or a depreciation report; neither is added to this record. The Vancouver office phone and general inquiry email are used here. Individual appraiser designations have not been independently checked in this batch.

            No Google reviews yet
            Nelson officeDistance not stated44 years in business250-354-8384
            Services

              Norton Appraisals and Consulting provides insurance replacement-cost appraisals and depreciation reports for strata developments. Its website separates those services from mortgage and market-value appraisals and property-tax consulting. The firm describes Nelson, Kootenay and Southern Interior coverage, with residential and commercial strata options on its request form. Depreciation reports are advertised as available from 2026. The shared inquiry phone and email are used rather than individual appraisers' contacts; each report's assignment area and author designation should be confirmed directly.

              Richmond officeDistance not stated35 years in business604-248-2450
              Services

                Pacific Rim Appraisals prepares depreciation reports and insurance replacement-cost reports for strata corporations throughout BC. It offers the two reports together as a group report as well as separate services. The company also carries out market-value appraisals, which are a different service from insurance appraisals. Offices are published in Richmond, Victoria and Nanaimo. One company record covers all branches, using the Richmond phone and shared inquiry email.

                Vancouver officeDistance not stated15 years in business604-638-4960
                Services
                • Replacement-cost appraisal
                • Annual updates

                Strata Reserve Planning offers depreciation reports, insurance appraisals and ongoing reserve-planning tools for BC strata corporations. It publishes an inspection, funding-model and council draft-review process and describes a five-year support/software arrangement. Insurance replacement-cost appraisals are a separate service with an initial appraisal and annual updates under its published program. The company identifies itself as a division of Bramwell & Associates Realty Advisors Inc. and lists offices in Vancouver, Victoria and Vernon. The company says Electrical Planning Reports are provided through Innovative Power, separately from its own reserve-planning and appraisal work.

                Office not statedDistance not stated45 years in business250-921-5699
                Services

                  Summit Appraisal & Consulting provides depreciation reports for strata corporations in the BC Interior and insurance replacement-cost appraisals in the West Kootenay and Boundary regions. Its broader practice also handles residential and commercial market appraisals and consulting assignments. These services are kept distinct from insurance valuation. The company publishes a phone/text number and general email, and directs new appraisal requests to an online form. Its different geographic scopes are preserved rather than assuming province-wide coverage for every service.

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                  Questions to ask before you hire

                  Can an appraisal lower our premium?

                  Not by itself. The Act requires the strata to insure on the basis of full replacement value (s.149) and to review its insurance every year (s.154). An appraisal checks that value. An out-of-date one can leave the building over- or under-insured, so ask your broker whether a new one is due before renewal.

                  Read the insurance renewal guide

                  What should the appraisal cover?

                  Ask for a written list of included buildings and common assets, any exclusions and the proposed update cycle.

                  What law covers this work?

                  Section 149 of the Strata Property Act requires insurance for full replacement value, which an appraisal sets.

                  Ask each company the same questions, then compare the quotes.

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