Reserve fund
What's the minimum your reserve fund needs?
BC law sets a floor: the annual contingency reserve fund contribution must be at least 10% of the operating-fund contribution (Regulation 6.1). The floor is a minimum, not a target — this shows both.
Enter your numbers to see the result.
Sources: Regulation 6.1(2), Gov BC
Estimate for general information and demonstration only — not legal, financial, or accounting advice. Calculations apply the BC Strata Property Act and its Regulation as of 2026-05-30 using the standard statutory rules and the figures you enter. They do NOT account for separate sections, limited-common-property or type formulas, or a different allocation formula filed under s.100. Confirm against the Act, your strata's registered bylaws and Schedule of Unit Entitlement, the actual resolution wording, and a licensed strata professional before acting. Full disclaimer & sources
The report sets the real number.
A qualified depreciation-report provider or reserve planner models your building — get two or three quotes. Third-party tools can also dig into the documents. These links are unpaid — Strata Match doesn't earn a fee if you use them.
Questions
Common questions
What is the minimum CRF contribution in BC?
At least 10% of the amount budgeted for the operating-fund contribution for the year (Strata Property Regulation 6.1(2)), effective since November 1, 2023.
Is 10% enough?
Not necessarily. 10% is the legal floor, not a measure of whether your reserve is adequately funded. The contribution must be set after considering your most recent depreciation report, which often points higher.
Does a large reserve balance exempt us from the 10%?
No. The current regulation has no balance-based exemption. The 10% minimum applies regardless of how much is already in the fund.